How You Can Work With Us
Services
Choose the Level of Guidance That Fits Your Life
From focused investment management to fully integrate wealth advisory
Financial Planning
Best for those navigating complexity and change without investment management need
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Retirement income planning
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Risk tolerance and portfolio review
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​Insurance needs evaluation
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Tax-aware planning discussions
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Corporate benefits optimization
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Estate planning review
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Cash flow review
Investment Advisory
Best for those who want disciplined portfolio management
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Portfolio construction & rebalancing
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Risk tolerance & return alignment
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​Ongoing portfolio monitoring
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Retirement strategy support
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Core financial planning principles
Advanced financial planning not included
Comprehensive Wealth Advisory
Best for those seeking a long-term advisory relationship
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Everything in Financial Planning and Investment Advisory
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Advanced tax, estate and business planning
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Multi-generational wealth strategy
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Ongoing collaboration with outside professionals
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Proactive planning as life evolves
How are we compensated?
CERTA offers streamlined and transparent models with transparent pricing.
Our Pricing
At CERTA, we earn our advisory fee by aiming for excellent service and facilitating positive outcomes for each client. Our advisory fees reflect the value that we provide to our clients day in and out, regardless of their service tier. Contact us below to learn more.
$0 - $500,000 RANGE
$500,001 - $3,000,000 RANGE
$3,000,001 - 10,000,000 RANGE
$10,000,000 + RANGE
Financial Planning Only
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$250 per hour for limited engagements – minimum 2 hours
Flat fee engagements are negotiated on a CASE-BY-CASE basis for comprehensive planning need
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Independent Insurance Agent
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From time to time, we will act as selling & servicing AGENTS for insurance products (Life, Health, Disability & Annuity) either as a result of a financial planning recommendation or based on a specific client request for an INSURANCE-RELATED need
We will receive separate, yet customary commission compensation for placing & servicing insurance products.
Clients are under no obligation to purchase these products from us and we aim to disclose any potential receipt of commissions up-front
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*Flat fee and subscription based engagements are negotiated on a case by case basis.